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Rates Hold Again: What Now?

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The Federal Reserve announced no change to the Fed funds rate at its April 2026 meeting, keeping the benchmark rate between 3.50% and 3.75% . This marks the third consecutive meeting without a rate cut. While many entered 2026 expecting rate relief, global economic pressures, particularly elevated oil prices, are keeping inflation persistent and delaying those anticipated cuts. Why Rates Aren’t Dropping Yet Several key factors are influencing today’s rate environment: • Oil prices remain above $100/barrel , fueling inflation • Ongoing geopolitical tensions are creating uncertainty • The economy is showing resilience , not weakness • The job market remains stable, with no major contraction Because of this, the Fed is taking a cautious approach before making any moves toward rate cuts. What This Means for Mortgage Rates Mortgage rates don’t directly follow the Fed funds rate, but they are heavily influenced by: • Inflation trends • Market expectations • Investor behavior R...
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Grand Opening Celebration Recap

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We want to take a moment to say thank you. Our grand opening at our new Oklahoma Mortgage Group / Waterstone Mortgage Tulsa building was such a meaningful milestone for our team, and we are incredibly grateful to everyone who came out to celebrate with us. There was something special about opening our doors and welcoming in the clients, real estate partners, and friends who have supported us throughout the years. This new space represents so much more than a new location — it reflects growth, hard work, and the relationships that have made it all possible. We don’t take that lightly. Being able to build and grow here in Tulsa, serve families through the home buying process, and partner with so many incredible people in this community is something we are truly thankful for. We feel incredibly blessed to be in this position and excited for what’s ahead. As a Tulsa mortgage lender, our goal has always been to serve well, build lasting relationships, and continue improving in everythi...
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Location: Tulsa, OK, USA
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VA Loans: What Veterans Don’t Know

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  Many Oklahoma Veterans Are Missing This Opportunity VA home loans are one of the most powerful tools available for homebuyers—but many veterans in Tulsa and across Oklahoma don’t fully understand how they work or if they qualify. A recent survey revealed a major gap in awareness: Over 50% of veterans have at least one misconception about VA loans 30% aren’t even sure if they’re eligible Many still believe VA loans require a down payment or private mortgage insurance (PMI)—which they don’t This lack of clarity is causing many qualified buyers to miss out on homeownership opportunities. What Makes VA Loans So Powerful? VA loans were designed to help military members, veterans, and eligible spouses purchase homes with more favorable terms than traditional financing. Here’s what sets them apart: 100% Financing – No down payment required No PMI – Lower monthly payments compared to conventional loans Competitive Interest Rates – Often better than traditional loa...
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Location: Tulsa, OK, USA
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Leverage Your Way to Wealth

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When it comes to building wealth, many people immediately think of the stock market. But the data tells a different story.  H omeownership remains one of the most powerful financial tools available . In fact, the average homeowner’s net worth is 44 times higher than that of a renter. Why? Because real estate combines appreciation, equity, and leverage in a way few other investments can. 1. Home Equity Drives Wealth On average, about two-thirds of a homeowner’s net worth comes from home equity . Every mortgage payment builds ownership, and over time, that equity becomes a significant financial asset. 2. The Power of Leverage One of the biggest advantages of real estate is leverage—being able to control a large asset with a smaller investment. Let’s break it down: $40,000 invested in stocks at a 10% return = $4,000 gain $40,000 used as a 10% down payment on a $400,000 home If that home appreciates just 3% = $12,000 gain That’s a 30% return on your original investmen...
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Location: Tulsa, OK, USA
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Tulsa Remote Approved Lender | Moving to Tulsa Made Simple

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If you’re considering moving to Tulsa or relocating to Tulsa through the Tulsa Remote program, there’s never been a better time to explore your options. Tulsa Remote is a nationally recognized program designed specifically for out-of-state remote workers who are selected to relocate to Tulsa. Participants gain access to a growing, supportive community along with a $10,000 grant to help make the move. At Oklahoma Mortgage Group, we’re proud to be a Tulsa Remote approved lender , helping qualified participants navigate the homebuying process with clarity and confidence. What is Tulsa Remote? Tulsa Remote is a 12-month program built to attract talented remote professionals to Tulsa. Since its launch, it has welcomed 3,500+ remote workers from across the country, representing all 50 states and hundreds of cities. Participants benefit from: • A $10,000 relocation grant • Free coworking space • Monthly networking and community events • Health and wellness resources Even more ...
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Location: Tulsa, OK, USA
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Use Assets to Qualify

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Use Your Assets to Qualify for a Home Loan in Tulsa Not every qualified homebuyer fits neatly into a traditional income-based mortgage. If you have strong savings, investments, or retirement accounts—but your income is complex or non-traditional—you may still qualify for a home loan using your assets. At Oklahoma Mortgage Group , we offer the Asset Amplify program , designed to help buyers leverage their financial strength in a different way. What is Asset Amplify? Asset Amplify is an asset-based mortgage program that allows you to use your liquid assets to qualify, without needing to sell or move them. This means your savings and investments can work for you while still remaining fully under your control. Key Benefits • No need to liquidate assets • Maintain full control of your funds • Use assets to strengthen your mortgage application • Up to 80% financing available • Loan amounts up to $2 million or more Who This Works Best For This program is ideal for: • Self-employed borrowers ...
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Location: Tulsa, OK, USA
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Cashflow-Based Investment Loans

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  If you are a real estate investor, you know that traditional financing can slow you down. Tax returns, income calculations, and debt to income ratios often limit how quickly you can grow your portfolio. That is where Cashflow Pro changes the game. This investment loan program allows you to qualify based on the income from the property itself using a Debt Service Coverage Ratio, also known as DSCR. Instead of reviewing your personal income, we evaluate whether the rental income covers the mortgage payment. This approach opens the door for investors who may write off income, own multiple properties, or simply want a faster and more flexible way to finance deals. How DSCR Loans Work DSCR stands for Debt Service Coverage Ratio. It measures the property’s rental income compared to the monthly mortgage payment, including principal, interest, taxes, insurance, and association dues. If the property cash flows, it can qualify. Key Benefits of Cashflow Pro Loans • No W2s, tax returns, or ...
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Location: Tulsa, OK, USA
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