Tulsa Mortgage Rates Forecast for 2026 and 2027
If you’ve been watching Tulsa mortgage rates and wondering whether to wait for them to drop, you’re not alone. Many homebuyers across Tulsa, Bixby, Jenks, Broken Arrow, and the surrounding areas are hoping to see rates return to the historic lows of 2020–2021. However, according to the Mortgage Bankers Association (MBA), current projections show 30-year mortgage rates remaining in the mid-6% range through 2026 and into 2027. While short-term fluctuations are always possible, the broader forecast does not indicate a return to 4% or even low-5% mortgage rates anytime soon. What the Mortgage Bankers Association Forecast Means for Tulsa Buyers The MBA’s outlook suggests stability rather than a dramatic decline. For buyers in the Tulsa real estate market, this changes the conversation from “waiting for lower rates” to “buying strategically in today’s market.” If rates remain in the mid-6% range: Buyers waiting for a major drop may delay homeownership longer than expected Home pric...