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Showing posts with the label home financing

Mortgage Rate Headlines vs. Your Actual Loan Options

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A mortgage-rate headline can be useful, but it is easy to give it more meaning than it deserves. Freddie Mac’s Primary Mortgage Market Survey is a widely followed national benchmark. It helps consumers and housing professionals see broad market direction. It does not quote a rate to a specific borrower. What the survey tells you Freddie Mac releases the PMMS on Thursdays. The published averages reflect survey methodology and assumptions described by Freddie Mac. They are useful for comparing broad changes over time and understanding the general rate environment. What it does not tell you A national average does not account for every detail of an individual transaction. Available rates and terms may vary based on the loan program, credit profile, down payment or equity, occupancy, property type, loan purpose, points or lender credits, lock period and market conditions when the rate is locked. Not every borrower or property fits the same scenario. Why the full loan estimate matters When ...

Top Mortgage Originator Recognition

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We’re proud to announce that Mike David, Producing Branch Manager of Oklahoma Mortgage Group, has been recognized on the Scotsman Guide Top Originators list for 2026, based on outstanding performance in 2025. This national recognition places Mike among the top mortgage professionals in the country and reflects a year of strong production, client service, and consistent results. He was recognized in multiple categories, including: • Top Dollar Volume • Most Loans Closed • Top FHA Volume • Top VA Volume But behind every number is something far more meaningful—people and their stories. In 2025, our team had the opportunity to help approximately 260 families navigate the home financing process.  At Oklahoma Mortgage Group, we believe getting a mortgage should feel clear, strategic, and personalized. Our team focuses on: • Transparent communication throughout the loan process • Customized loan options tailored to each client • Creative solutions for unique financial situatio...