Oklahoma Mortgage Group - Mike David

Use Your Assets to Qualify for a Home Loan in Tulsa Not every qualified homebuyer fits neatly into a traditional income-based mortgage. If you have strong savings, investments, or retirement accounts—but your income is complex or non-traditional—you may still qualify for a home loan using your assets. At Oklahoma Mortgage Group , we offer the Asset Amplify program , designed to help buyers leverage their financial strength in a different way. What is Asset Amplify? Asset Amplify is an asset-based mortgage program that allows you to use your liquid assets to qualify, without needing to sell or move them. This means your savings and investments can work for you while still remaining fully under your control. Key Benefits • No need to liquidate assets • Maintain full control of your funds • Use assets to strengthen your mortgage application • Up to 80% financing available • Loan amounts up to $2 million or more Who This Works Best For This program is ideal for: • Self-employed borrowers ...

  If you are a real estate investor, you know that traditional financing can slow you down. Tax returns, income calculations, and debt to income ratios often limit how quickly you can grow your portfolio. That is where Cashflow Pro changes the game. This investment loan program allows you to qualify based on the income from the property itself using a Debt Service Coverage Ratio, also known as DSCR. Instead of reviewing your personal income, we evaluate whether the rental income covers the mortgage payment. This approach opens the door for investors who may write off income, own multiple properties, or simply want a faster and more flexible way to finance deals. How DSCR Loans Work DSCR stands for Debt Service Coverage Ratio. It measures the property’s rental income compared to the monthly mortgage payment, including principal, interest, taxes, insurance, and association dues. If the property cash flows, it can qualify. Key Benefits of Cashflow Pro Loans • No W2s, tax returns, or ...