Oklahoma Mortgage Group - Mike David

Being named a National Mortgage News Top Producer for 2026 is a major milestone, but what makes it truly meaningful is the context behind it. A National Industry, A Local Team There are hundreds of thousands of mortgage loan officers across the country. Earning a spot among the top producers nationwide is not just about volume, it reflects consistency, service, and the ability to deliver results at a high level. What makes this recognition even more special is that it comes from a small, dedicated team based in Tulsa. This is not a massive operation. It is a focused group committed to doing things the right way for every client and every partner. What It Means for Buyers For homebuyers, this kind of recognition should translate into confidence. The mortgage process can feel overwhelming, but working with an experienced lender helps simplify things. From the initial conversation to the closing table, the goal is to create a clear path forward. Buyers benefit from: Accurate pre-approvals...

  I’m proud to share that I’ve been named to Mortgage Executive Magazine’s Top 1% Mortgage Originators in America for 2025. This recognition represents more than production, it reflects consistency, communication, and trust built over time with clients and partners. What This Means for Buyers If you’re planning to purchase a home, the lender you choose matters. A strong mortgage process helps you: Understand your numbers upfront Submit competitive offers with confidence Avoid surprises during underwriting Clear communication and a well structured pre-approval can make a real difference, especially in a competitive market. What This Means for Agents For real estate professionals, a reliable lender helps protect your deals and your reputation. That includes: Fast, accurate pre-approvals Proactive updates throughout the transaction Problem solving before issues impact closing The goal is simple, keep the process moving and reduce stress for everyone involved. Local Focus Matters As a ...

When it comes to building wealth, many people immediately think of the stock market. But the data tells a different story.  H omeownership remains one of the most powerful financial tools available . In fact, the average homeowner’s net worth is 44 times higher than that of a renter. Why? Because real estate combines appreciation, equity, and leverage in a way few other investments can. 1. Home Equity Drives Wealth On average, about two-thirds of a homeowner’s net worth comes from home equity . Every mortgage payment builds ownership, and over time, that equity becomes a significant financial asset. 2. The Power of Leverage One of the biggest advantages of real estate is leverage—being able to control a large asset with a smaller investment. Let’s break it down: $40,000 invested in stocks at a 10% return = $4,000 gain $40,000 used as a 10% down payment on a $400,000 home If that home appreciates just 3% = $12,000 gain That’s a 30% return on your original investmen...