2025 Housing Market Forecasts: What Tulsa Homebuyers Need to Know

As we move toward 2025, the housing market is already shaping up to be a more favorable environment for buyers. If you’ve been waiting for the right moment to make your move, here’s what the latest forecasts predict.

Mortgage Rates in 2025: Projected to Come Down

With inflation cooling, Tulsa mortgage rates are expected to decline throughout 2025, making home loans more affordable for buyers. As per recent projections (as of September 2024), interest rates from major institutions like Fannie Mae, MBA, NAR, and Wells Fargo suggest a gradual reduction:

  • Q1 2025 average: 6.30%
  • Q4 2025 average: 5.98%


This is great news for anyone considering applying for a Tulsa home loan. Lower interest rates can help you save significantly on your mortgage in the long run.

More Homes Expected to Sell in 2025

The lower Tulsa mortgage interest rates are projected to boost home sales. The forecast suggests an increase in buyer activity, with the total home sales reaching up to 5.7 million units nationwide.

This could be your opportunity to find your dream home in Tulsa or to refinance with a Tulsa mortgage lender before the market heats up again.



Home Prices Expected to Rise Moderately

While prices are expected to rise due to the increased demand, the growth will likely be more moderate compared to the pandemic years. As buyers re-enter the market, sellers may face upward pressure on prices. However, the forecasted price appreciation ranges from 0.3% to 4.4%, ensuring a more stable and predictable growth curve.



If you’ve been on the fence about purchasing or refinancing, now is the perfect time to plan your next steps with a Tulsa mortgage expert.

What’s Your Next Step?

With all these changes on the horizon, you may wonder what’s the best move for you. Should you wait for rates to fall, or start your home search now? Should you refinance? Don’t go it alone—speak with a local expert who understands the Tulsa market inside and out.

To get personalized advice and find out your next best steps, click here to book a phone chat with Mike, or call/text anytime at 918-361-1550. You can also email the team at team@omghomeloans.com.



Location: Tulsa, OK, USA

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