What to Expect for Mortgage Interest Rates in the Second Half of 2025

If you're considering buying a home in Tulsa, the second half of 2025 could bring a welcome shift. According to recent projections from leading housing experts, mortgage interest rates are expected to ease slightly, falling into the mid-to-low 6% range by year-end. For buyers, this means more purchasing power. For realtors, it's the perfect time to re-engage clients who may have paused their home search.


As of May 13, 2025, the average forecast across five major sources—MBA, NAHB, Zillow, Wells Fargo, and Fannie Mae—shows an average projected rate of 6.46%. Notably, Fannie Mae projects the lowest at 6.20%, while MBA estimates the highest at 6.70%. This range suggests growing optimism about economic stability and inflation control.

For those seeking a Tulsa home loan, this is a crucial time to connect with Oklahoma Mortgage Group (OMG).  We understand the nuances of the Tulsa real estate market. Locking in a rate or preparing now could help you take advantage of better affordability later this year.

At Oklahoma Mortgage Group, we’re tracking these forecasts closely and helping buyers navigate the changing rate environment. In fact, we keep a live rate watch on our website so you can check live mortgage rates anytime!  Here is a direct link to the market rate watch. Whether you’re a first-time homebuyer or looking to refinance, understanding where mortgage interest rates are headed is key.  

Let’s get you prepared to buy smart in 2025—contact your trusted Tulsa mortgage lender today.  Click here to book a phone chat with us to discuss your next best steps!




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