Mortgage Rates Are Stabilizing – What That Means for Today’s Buyers

Over the past few years, rising home prices and interest rates have made homebuying feel out of reach. But here’s some encouraging news: mortgage rates have finally started to stabilize, and that’s a big deal for Tulsa buyers.

As shown in the chart below, rates have held steady in the mid-6% range since late 2024. 


Forecasts from Fannie Mae, MBA, and Wells Fargo all agree, rates are expected to remain in the 6’s through 2026. 


That means less guesswork and more confidence as you plan your move.

Why it matters:
When rates are all over the place, it’s hard to know what your monthly payment might be. But with this new stability, buyers have a clearer picture of their budget — and that makes buying a home feel less risky and more realistic.

Expert forecasts suggest rates might tick down slowly, but we likely won’t see a dramatic drop anytime soon. Trying to time the market could mean missing today’s opportunity.

Ready to run the numbers and see what your monthly payment could look like in today’s market?

Let’s connect. At Oklahoma Mortgage Group, we make the mortgage process simple, clear, and customized to your goals.

Click here to schedule a phone chat with me to discuss your best next steps.  Or call or message us today. Your dream home might be more affordable than you think.



Location: Tulsa, OK, USA

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